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Just Saying

Monday, September 26, 2011

Here we are at the end of another month. I just don't know where the time goes, but it is flying by.
I still have several things to accomplish in the coming weeks. We set up a trust and that was the simple part, trying to get your assets into the trust can be a challenge. I have a little life insurance policy my mother bought when I was a child and I have tried several times to get it put into the trust on my own and it keeps getting rejected so now I have to find an agent to get this done! I am tired of messing around. I don't want to listen to any sales pitch, don't want to change anything, just have this go into the trust, so wish me luck!!
I also have to contact our attorney and get our home taken care of - that is the one thing I really want to get done because if we don't and something happens, the kids will have to mess with probate. One would think we have a large estate, which we don't, but in order to try to make things easy for our kids, we have done this and hopefully it will be a slam dunk and within a couple of weeks they can have things settled and not have to deal with any more attorneys, etc.
I guess with losing my cousin, I am really facing my mortality and seem to be dwelling more on having my affairs in order, not that I plan on checking out in the near future, but none of us ever know.
I have tried to get dad's affairs in order so I won't have a problem settling his affairs because it will be left to me to do it and I am pretty certain my brothers will not be exactly happy, but then they are not here 24/7 taking care of him either!
If you haven't taken care of things, it might be time to at least start thinking of what you want to happen and what you need to do to assure that it does. I know it isn't something that any of us want to face, but I can tell you as I get things taken care of, I feel a sense of relief and when it is finally done, I think I will feel a weight has been lifted and I will know that things will go how I want them to, not how the state wants!
I think DH going into the hospital in May pushed us because we decided we needed to have all the healthcare issues done so no one could question me and I would have the ability to make decisions should that be needed. Now we both have that taken care of and I feel a big relief about it.
So, as the title say, just saying, this is something all of us need to think about and eventually take care of so that our final wishes will be heeded.
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Member Comments About This Blog Post
    My brother-in-law and his wife, took care of all their final arrangements and paid off their home. He came home from work one day and couldn't see. He had some sort of eye problem and went blind. Now my sister-in-law is the breadwinner and she said this took a load off of them having it done.
    3443 days ago
    Pat, this has been a rough dose of reality for you. It is not easy.
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    I am thinking of you.

    You are wise in approaching these things during a "non-crisis" - you are being realistic and being prepared.
    3448 days ago
  • no profile photo CD8667808
    It's true, even the smaller stuff would be a real pain in probate. Good luck figuring out the trust stuff.
    My sister and I are in the process of making living wills, because as you said, it's better to be prepared to make it all even the tiniest bit easier for everyone else.
    I hope you get all these affairs in order smoothly!
    3448 days ago
    My husband and I have covered some of this already but have more to do. Thanks for the reminder to get it done now. HUGS!
    3449 days ago
  • DOODIE59
    Oh, Pat, you're so right. Everyone needs to have a will in place.

    We don't. It's so irresponsible. Our oldest, at 23, is still in school. Well, actually, they all are -- they certainly would not have the first clue about how to deal with our finances, still bank-owned home, etc. We do them a grave disservice by not having all this work in place. We're both in our 50s -- I don't know what we're waiting for!

    Perhaps this will be the push we need to get on top of things ... Will talk to hubby this evening. Thank you:)

    And enjoy the good weather!

    3449 days ago
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